PANE, E. P. Penerapan Asas Proporsionalitas Dalam Perjanjian Kredit Berbasis Online. Locus Journal of Academic Literature Review, [S. l.], v. 1, n. 1, p. 36–45, 2022. DOI: 10.56128/ljoalr.v1i1.50. Disponível em: https://jurnal.locusmedia.id/index.php/jalr/article/view/50. Acesso em: 10 may. 2026.