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M. S. Alihamna, “Legal Consequences of Delaying the Obligation to Repay Home Ownership Loans by Debtors Affected by the Covid-19 Pandemic : (Study at PT. Bank Tabungan Negara Syariah Banda Aceh)”, LJoALR, vol. 1, no. 4, pp. 236–244, Aug. 2022.